Your Bank Account: Keep it or Move On? (Discussion)

Saturday marks an unofficial national holiday started by a Los Angeles business owner: Bank Transfer Day, where organizers are suggesting that people move their money from big banks to smaller ones or credit unions to avoid fee increases.

The days comes on the heels of a $5 fee that announced it would charge for the use of a debit cards.  B of A executives have since abanon announced they have abandoned those plans. 

In October, Bloomberg reported that about one-third of customers would switch banks if they had to pay a monthly fee, based on a survey by the Research Intelligence Group.

B of A joins the ranks of other major banks, including Citigroup and Wells Fargo, who also have dropped their plans to implement a monthly usage fee, according to Huffington Post.

In Altadena, the major banking options are Bank of America, Chase, or head out of town.

But what about credit unions and smaller banks?  Do you know of any in the area worth joining? Would you consider switching to a credit union - why or why not? 

And are any of you big bank customers thinking of moving on from your current account?  Tell us your thoughs in the comments section below.